
Rafael “Ralph” Ruiz
Licensed Insurance Agent
I am Rafael Ruiz, Insurance Broker extraordinaire. I enjoy building new relationships with clients and business partners; always making sure to provide the best answer to your equation with my high level of expertise. I am a bright and receptive person, able to communicate well with people at all levels. I am good at working using my own initiative and I am flexible in my approach to work duties. I have a good sense of humor and a pleasant approach.
In my free time, I enjoy spending time with my family while enjoying a baseball game or fishing. In other free time, I enjoy volunteering at the local church and participating in community events.

Scott McGraw
Licensed Insurance Agent
Scott lives with his family in gorgeous Wesley Chapel. After seven years of running his own chiropractic clinic in Minnesota, Scott and his wife decided to move their family to the sunshine state where Scott has taken his patient first mentality and shifted it to a client first mentality.
Scott is determined to get his clients the best coverage for the best price. He says it’s a rewarding game of competition he plays with insurance companies as insurance is always changing and opportunities are always developing.
Clients say they appreciate his high level of authenticity and professionalism while maintaining an easy-going demeanor. He’s known for personally walking his clients through the entire process of insuring their dreams.
In his free time, Scott enjoys spending time with his wife, Angela, and two boys Axel, 5, and Max, 2. They enjoy going for walks and bike rides, going to parks and pools, lounging at the beach and exploring the beautiful outdoor sights and experiences Florida has to offer. Golf is a passion he hopes to share with his boys and he jokes it is partially the reason for his family’s cross-country move.
Scott says he gets tremendous satisfaction from serving others. He does this through volunteering with church, school and local events and he is always looking to commit random acts of kindness to help brighten someone’s day.
Call Scott, your personal agent, for all your insurance needs! “Find your dream and I’ll protect it!”